Real-time cross-border remittances via USDC on Solana. No seed phrases for senders. No app needed for recipients. Just real money, moving at the speed of the internet.
Traditional remittance providers charge 3-7% in fees and hidden FX markups and unfavorable FX markups, eating into every transfer.
Wire transfers take 2-5 business days. Recipients wait, plans stall, and urgency goes unaddressed.
Existing crypto solutions require seed phrases, wallet installs, and blockchain knowledge. Non-starters for most families.
MPC wallet created automatically. No seed phrases, no extensions.
Pay with credit/debit card. USDC deposited to your Solana wallet instantly.
Live FX rate locked at send time. Recipient identified by phone number.
Funds locked in an Anchor escrow program. Verifiable on-chain.
Opens a link in any browser, enters UPI ID, receives INR. No app needed.
Funds are guaranteed: either delivered to the recipient or refunded to the sender. No third outcome.
Custom Anchor program with deposit, claim, and refund instructions. PDA-based escrow accounts with time-locked expiry. All funds verifiable on Solana Explorer.
Hexagonal architecture with domain-driven design. Temporal workflows orchestrate the full remittance lifecycle with automatic retries and guaranteed delivery.
Mobile-first web app with dark theme. Server Components for performance, BFF pattern for security. Three-step send wizard with live FX rates and real-time status tracking.
Threshold EdDSA signing via a Go sidecar. Users never see a private key. Google OAuth login provisions a Solana wallet automatically at sign-up.
Credit/debit card payments via Stripe Payment Intents. Webhook-confirmed funding deposits USDC into the user's Solana wallet. Min $1, max $10,000.
Claim links delivered to recipients via Twilio SMS. No app install required — the recipient opens the link in any mobile browser to claim their INR.
End-to-end working flow on Solana devnet. Real transactions, real escrow, real SMS delivery.
The recipient receives an SMS with a claim link. They open it in any browser — no app download, no wallet setup, no crypto knowledge required.
They see who sent the money, the exact amount in rupees, a countdown timer, and enter their UPI ID to receive INR directly to their bank account within seconds.
Each remittance creates a PDA-based escrow account on Solana. The account holds USDC until claimed or refunded. Every step — deposit, claim, refund — is a signed on-chain transaction visible on Solana Explorer.
The escrow primitive we built — time-locked, authority-gated, auto-refundable — is a building block for any transaction where two parties don't fully trust each other.
Client locks USDC in escrow, releases on milestone delivery. Auto-refund if work isn't completed.
Buyer escrows payment, seller ships goods, funds released on confirmation. No chargebacks.
Lock rewards in escrow. Claim authority releases to whoever completes the task. Transparent and verifiable.
